About Us 

Why Choose CalSun Mortgage?​

CalSun Mortgage was founded by Mitchell Lubinsky, it’s CEO and President. Mitchell is a

real estate broker and licensed by CA DRE License 015025140, NMLS 353072. He has been

in real estate and lending industry for more than 30 years. He is real estate mortgage expert

and practitioner. And acquired a great deal of experience and knowledge in all major aspects

of real estate sales and financing, please see Mitchell’s profile on Linked-In.

Calsun Mortgage specializes in residential loans (1 to 4 units), including conventional

(conforming and jumbo) and government (FHA and Reverse Mortgage) loans. Our loans are

offered at the most competitive rates and pricing versus large banks and other mortgage

companies, with no upfront application fees or deposits.

CalSun was the first innovator for establishing its clients’ eligibility for financing and

providing them with fully underwritten loan pre-approval. To avoid any complications during

future transaction handling, we evaluate your credit and financial information in advance,

before you’re shopping for a new home and commencing the loan transaction. We know first-

hand what obstacles to anticipate during the loan processing and how to eliminate them at

once.

We welcome self-employed borrowers, and do not have additional charges for self-employed

borrowers. Every client receives the same treatment as any other qualified borrower. We are

happy to work with first-time homebuyers, and they could be eligible for financing under all

our residential loan programs. Foreign National loans are available. One of our niche services

is our "No Closing Costs" option, which is available on most of our residential loan programs.

After being in business for more than 30 years, we utilize our experience, expertise, and top-

level tech to better serve our borrowers like you. CalSun Mortgage’s goal is to close your loan

smoothly, on time, and without any surprises, so you never have to worry when it comes to

your loan approval. We always want to educate, explain and inform our clients about their

mortgage at any and each opportunity from the before, during and after closing transaction.

Ready to apply for your next loan? Choose CalSun Mortgage today. We operate our business

in California, in Los Angeles, Ventura, Orange, San Diego, San Bernardino and others

counties.

Contact CalSun Mortgage

Feel free to contact us for a no obligation consultation. We will gladly assist you with all your questions and concerns.

Our mission is to provide the best rates and service for each and every client!

Contact Us

Our Process

Calsun was the first innovator in terms of establishing its clients’ eligibility for financing and providing them with fully underwritten loan pre-approval.

We evaluate the credit and financial information of each loan applicant in advance, prior shopping for a new home and before commencing the loan processing to avoid any complications during future transaction handling.

Based on the loan pre-approval we know upfront what obstacles to anticipate during the loan processing and how to eliminate them at once in order to promptly close your transaction.

Being in business for almost 30 years we utilize our experience, expertise and top level tech to process, get approvel and close our loans in a hassle-free, friendly and happy atmosphere.

Our Service

The mortgage process can be very complicated and stressful. CalSun Mortgage’s goal is to close your loan smoothly, on time and without any surprises - you never have to worry when it comes to your loan approval and closing on time.

We don't intend to keep our clients in dark, we are here to respond to your questions and address your concerns promptly and without any delay. Our agenda is always to educate, explain and inform our client about their mortgage at any and each opportunity before, during and after closing transaction.

We are different from other mortgage companies because of our competence and expertise, and because of our exceptional, personal care services and pricing.

We treat each of our clients with the same dignity and respect, and doing our utmost to satisfy and make them happy.

What Our Clients Say About Us:

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