About Us
Why Choose CalSun Mortgage?
CalSun Mortgage was founded by Mitchell Lubinsky, it’s CEO and President. Mitchell is a
real estate broker and licensed by CA DRE License 015025140, NMLS 353072. He has been
in real estate and lending industry for more than 30 years. He is real estate mortgage expert
and practitioner. And acquired a great deal of experience and knowledge in all major aspects
of real estate sales and financing, please see Mitchell’s profile on Linked-In.
Calsun Mortgage specializes in residential loans (1 to 4 units), including conventional
(conforming and jumbo) and government (FHA and Reverse Mortgage) loans. Our loans are
offered at the most competitive rates and pricing versus large banks and other mortgage
companies, with no upfront application fees or deposits.
CalSun was the first innovator for establishing its clients’ eligibility for financing and
providing them with fully underwritten loan pre-approval. To avoid any complications during
future transaction handling, we evaluate your credit and financial information in advance,
before you’re shopping for a new home and commencing the loan transaction. We know first-
hand what obstacles to anticipate during the loan processing and how to eliminate them at
once.
We welcome self-employed borrowers, and do not have additional charges for self-employed
borrowers. Every client receives the same treatment as any other qualified borrower. We are
happy to work with first-time homebuyers, and they could be eligible for financing under all
our residential loan programs. Foreign National loans are available. One of our niche services
is our "No Closing Costs" option, which is available on most of our residential loan programs.
After being in business for more than 30 years, we utilize our experience, expertise, and top-
level tech to better serve our borrowers like you. CalSun Mortgage’s goal is to close your loan
smoothly, on time, and without any surprises, so you never have to worry when it comes to
your loan approval. We always want to educate, explain and inform our clients about their
mortgage at any and each opportunity from the before, during and after closing transaction.
Ready to apply for your next loan? Choose CalSun Mortgage today. We operate our business
in California, in Los Angeles, Ventura, Orange, San Diego, San Bernardino and others
counties.
Contact CalSun Mortgage
Feel free to contact us for a no obligation consultation. We will gladly assist you with all your questions and concerns.
Our mission is to provide the best rates and service for each and every client!
Our Process
Calsun was the first innovator in terms of establishing its clients’ eligibility for financing and providing them with fully underwritten loan pre-approval.
We evaluate the credit and financial information of each loan applicant in advance, prior shopping for a new home and before commencing the loan processing to avoid any complications during future transaction handling.
Based on the loan pre-approval we know upfront what obstacles to anticipate during the loan processing and how to eliminate them at once in order to promptly close your transaction.
Being in business for almost 30 years we utilize our experience, expertise and top level tech to process, get approvel and close our loans in a hassle-free, friendly and happy atmosphere.
Our Service
The mortgage process can be very complicated and stressful. CalSun Mortgage’s goal is to close your loan smoothly, on time and without any surprises - you never have to worry when it comes to your loan approval and closing on time.
We don't intend to keep our clients in dark, we are here to respond to your questions and address your concerns promptly and without any delay. Our agenda is always to educate, explain and inform our client about their mortgage at any and each opportunity before, during and after closing transaction.
We are different from other mortgage companies because of our competence and expertise, and because of our exceptional, personal care services and pricing.
We treat each of our clients with the same dignity and respect, and doing our utmost to satisfy and make them happy.
What Our Clients Say About Us:

