Why Choose CalSun Mortgage?​

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About Us

Calsun Mortgage was founded by its CEO and principal Mitchell Lubinsky, who has been in the real estate and lending industry for over 30 years and specializes in residential (1 to 4 units) real estate financing, including conventional, (conforming and jumbo), and government, (FHA and Reverse Mortgage) loans. All our loans are offered at the most competitive rates and pricing versus large banks and other mortgage companies and with no upfront application fees or deposits.  

We are very welcome to self-employed borrowers, we do not have additional charges for these borrowers and they receive the same treatment as any other qualified borrower.

We are very welcome to First Time Homebuyers and they could be eligible for financing under all our residential loan programs.

Foreign National loans are available as well. One of our niches

is "No Closing Costs" option, which is available on most of our residential loan programs.


Commercial financing is offered strictly on an individual basis. Please contact us with commercial loan inquiries.​

Contact CalSun Mortgage


Feel free to contact us for a no obligation consultation. We will gladly assist you with all your questions and concerns.

Our mission is to provide the best rates and service for each and every client!

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Our Process

Calsun was the first innovator in terms of establishing its clients’ eligibility for financing and providing them with fully underwritten loan pre-approval. 


We evaluate the credit and financial information of each loan applicant in advance, prior shopping for a new home and before commencing the loan processing to avoid any complications during future transaction handling. 

Based on the loan pre-approval we know upfront what obstacles to anticipate during the loan processing and how to eliminate them at once in order to promptly close your transaction.

Being in business for almost 30 years we utilize our experience, expertise and top level tech to process, get approvel and close our loans in a hassle-free, friendly and happy atmosphere.

Our Service

The mortgage process can be very complicated and stressful. CalSun Mortgage’s goal is to close your loan smoothly, on time and without any surprises - you never have to worry when it comes to your loan approval and closing on time.


We don't intend to keep our clients in dark, we are here to respond to your questions and address your concerns promptly and without any delay. Our agenda is always to educate, explain and inform our client about their mortgage at any and each opportunity before, during and after closing transaction.

We are different from other mortgage companies because of our competence and expertise, and because of our exceptional, personal care services and pricing. 


We treat each of our clients with the same dignity and respect, and doing our utmost to satisfy and make them happy.

What Our Clients Say About Us:
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