Loan Products / Programs
Residential, 1 to 4 Unit Loans
Purchase Loans - New Home Loans
Refinancing - To Lower Your Monthly Payments
Refinancing - Cash Out
Fixed Rate Loans
Adjustable Fixed Rate Loans.
Conforming Loans (FNMA & FHLMC Limits)
High-Balance Conforming Loans (FNMA & FHLMC Limits)
Jumbo Loans Up to $3,000,000,
No Closing Costs Loans
First Time Homebuyer
Interest Only for owner and Non-Owner Occupied Properties¹
Non-Owner Occupied/Investor Loans
Streamline FHA Refinance
Foreign National Home Loans
Income Residential, 5+ Units Loans - $1M Min Loan Amount
Commercial Loans - $1M Min Loan amount²
Business Opportunity with Real Property Only - $1M Min loan amount²
¹ Interest Only option is available for Owner Occupied and Non-Owner Occupied, Investor properties, 5 Years Fixed ARM for Loan Amounts from $250,000 - 2,500,000,
² Because of uniqueness of commercial and business opportunity loans the rates and terms for these programs are not provided on this website. Please contact us in order to inquire about these loan programs.
All loans are subject to verification of credit, employment, income and assets. Restrictions and conditions may apply. All loans are subject to conditional loan approval and commitment. The published mortgage interest rates are subject to change without any notice.
Not every applicant is entitled for a real estate financing. When you apply for a real estate loan/mortgage, you and your collateral real property must qualify for financing. Your personal qualifications depend on your credit history, income/employment and primarily liquid assets. Your property will be subject to appraisal and title search. CalSun Mortgage is a mortgage broker/banker, if you need an advice in accounting and legal matter, please consult your accountant and legal advisor.
Feel free to contact us for a no obligation consultation. We will gladly assist you with all your questions, and concerns.